{"id":77602,"date":"2026-08-07T05:00:53","date_gmt":"2026-08-07T12:00:53","guid":{"rendered":"https:\/\/www.turbotenant.com\/?post_type=state&#038;p=77602"},"modified":"2026-08-17T11:46:49","modified_gmt":"2026-08-17T18:46:49","slug":"new-york-tenant-screening","status":"publish","type":"state","link":"https:\/\/www.turbotenant.com\/tenant-screening\/new-york\/","title":{"rendered":"New York Tenant Background Check and Screening Laws"},"content":{"rendered":"\n<div class=\"flex-content-main\">\n<div class=\"ttsf-rich-text default\">\n<p>Landlords can\u2019t risk signing a lease with just anyone. With a thorough New York tenant background check, rental owners protect their investment, prevent costly evictions, and avoid bad tenants from the start. Without proper <a href=\"https:\/\/www.turbotenant.com\/tenant-screening\/\">screening<\/a>, you leave yourself open to fraud and make it harder to find a responsible, rent-paying tenant. But first, you have to understand both federal and state laws.<\/p>\n<p>In this TurboTenant guide, we\u2019ll cover what a tenant background check covers, federal and New York tenant screening laws, and how guidelines vary across cities. We\u2019ve also included pro tips and red flags to look out for.<\/p>\n<\/div>\n<div class=\"custom-law-boxes\">\n<div class=\"custom-law-box \">\n<div class=\"custom-law-icon\">\n\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.turbotenant.com\/wp-content\/plugins\/turbotenant-flexible-content\/icons\/lease-icon.svg\" alt=\"Lease Icon\" \/>\n\t\t\t\t<\/div>\n<div class=\"custom-law-content\">\n<h3>New York Landlord-Tenant Law: Overview of Rights<\/h3>\n<p>\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.turbotenant.com\/rental-lease-agreement\/new-york\/laws\/\" class=\"custom-law-button\">Learn More<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n<div class=\"custom-law-text\">\n<p>Gain insights on New York landlord-tenant law, including renters&#8217; rights, landlord responsibilities, security deposits, late fee rules, and more. <\/p>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"custom-law-box \">\n<div class=\"custom-law-icon\">\n\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.turbotenant.com\/wp-content\/plugins\/turbotenant-flexible-content\/icons\/lease-icon.svg\" alt=\"Lease Icon\" \/>\n\t\t\t\t<\/div>\n<div class=\"custom-law-content\">\n<h3>New York Rental Application<\/h3>\n<p>\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.turbotenant.com\/rental-application\/new-york\/\" class=\"custom-law-button\">Learn More<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n<div class=\"custom-law-text\">\n<p>TurboTenant&#8217;s customizable online rental application for New York enables landlords to streamline their property management process, offering a user-friendly platform that ensures compliance with New York rental laws while facilitating efficient tenant screening and online transactions.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"custom-law-box \">\n<div class=\"custom-law-icon\">\n\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.turbotenant.com\/wp-content\/plugins\/turbotenant-flexible-content\/icons\/lease-icon.svg\" alt=\"Lease Icon\" \/>\n\t\t\t\t<\/div>\n<div class=\"custom-law-content\">\n<h3>New York Residential Lease Agreement<\/h3>\n<p>\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.turbotenant.com\/rental-lease-agreement\/new-york\/\" class=\"custom-law-button\">Learn More<\/a>\n\t\t\t\t\t\t\t\t\t<\/div>\n<div class=\"custom-law-text\">\n<p>Create a compliant New York lease agreement with TurboTenant&#8217;s rental contract builder in 15 minutes.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"ttsf-rich-text legal\">\n<h2><strong>What a Tenant Background Check Covers<\/strong><\/h2>\n<p>Background checks help reveal the truth behind a rental application. The process gives you insight into potential tenants, which is essential for making an informed decision. Here\u2019s what a background check should cover:<\/p>\n<p><strong>Credit history<\/strong>: After you run a background check, you\u2019ll be able to view the applicant\u2019s full credit report, including their credit score and a list of their open credit lines. Additionally, you\u2019ll get an overview of their payment history, credit inquiries, collections history, and civil records.<\/p>\n<p>Landlords use this information to determine whether the renter can afford to pay rent in full and on time.<\/p>\n<p><strong>Criminal history<\/strong>: Background checks also provide a full overview of the renter\u2019s criminal record, if any. TurboTenant checks 200M+ records, so you\u2019ll find out if they have previous misdemeanors or felonies, as well as active warrants.<\/p>\n<p>But remember, states and cities have different guidelines covering what landlords can actually use. Check your local laws before factoring it into your decision.<\/p>\n<p><strong>Eviction history<\/strong>: Landlords also receive an overview of the renter\u2019s eviction history, including:<\/p>\n<ul>\n<li>Reports of failure to pay rent,<\/li>\n<li>Judgments for Rent, Possession, and Money,<\/li>\n<li>Unlawful detainers, and<\/li>\n<li>Writs and Warrants of Eviction.<\/li>\n<\/ul>\n<p>To stay compliant, always confirm New York\u2019s rules before using eviction history.<\/p>\n<p><strong>Income verification and fraud detection<\/strong>: For extra protection, TurboTenant Pro users get additional tenant screening information powered by <a href=\"https:\/\/www.turbotenant.com\/rental-screening\/snappt\/\">Snappt<\/a>. Flag fraudulent documents, fake employer information, and known \u2018bad actors\u2019 before they sign the lease.<\/p>\n<p><strong>Rental history<\/strong>: Knowing how renters behaved in previous leases helps landlords know what to expect. By contacting their previous landlords, you can learn about their rent payment habits and how well they maintained the unit.<\/p>\n<p><strong>References<\/strong>: To get the full picture, it\u2019s also a good idea to contact previous employers and personal references listed on their application form.<\/p>\n<\/div>\n<div class=\"ttsf-rich-text legal\">\n<h2><strong>Federal Tenant Background Check Laws<\/strong><\/h2>\n<p>When it comes to tenant background checks, New York landlords must also consider federal guidelines. Here\u2019s what you need to know:<\/p>\n<p><strong>Fair Credit Reporting Act (FCRA)<\/strong>: The FCRA requires landlords to have a \u201cpermissible purpose to run a consumer report and must obtain a renter\u2019s written consent before conducting a background or credit check. The standard method of doing so is via a signature. You must also notify applicants if you reject them based on their credit history (under the <a href=\"https:\/\/www.ftc.gov\/legal-library\/browse\/statutes\/fair-credit-reporting-act\" target=\"_blank\" rel=\"noopener\">Fair Credit Reporting Act<\/a>).<\/p>\n<p><strong>Fair Housing Act (FHA)<\/strong>: Landlords can\u2019t discriminate against applicants based on race, color, national origin, religion, sex, familial status, or disability. The FHA prohibits denials based on protected classes and discriminatory screening practices (<a href=\"https:\/\/www.justice.gov\/crt\/fair-housing-act-1\" target=\"_blank\" rel=\"noopener\">Fair Housing Act<\/a>).<\/p>\n<p><strong>HUD Guidelines<\/strong>: HUD formerly discouraged blanket criminal-history bans, but withdrew that guidance as part of a deregulatory review in 2025-2026. However, that change doesn\u2019t eliminate the underlying risk of outright bans on criminal history. The Fair Housing Act disparate-impact protections still apply under case law (see <a href=\"https:\/\/supreme.justia.com\/cases\/federal\/us\/576\/519\/\" target=\"_blank\" rel=\"noopener\">Texas Dept. of Housing &amp; Community Affairs v. Inclusive Communities Project, 576 U.S. 519 (2015)<\/a>). In other words, a blanket ban can still expose landlords to fair-housing claims. An individualized look at the nature, severity, and timing of an offense remains the most defensible practice.<\/p>\n<\/div>\n<div class=\"ttsf-rich-text legal\">\n<h2><strong>New York Tenant Screening Laws<\/strong><\/h2>\n<p>In addition to these federal guardrails, New York tenant screening laws also come into play. Here\u2019s what the specific rules in the Empire State look like:<\/p>\n<p><strong>Criminal history<\/strong>: Under New York\u2019s Clean Slate Act, eligible misdemeanor and felony convictions are sealed 3 years after sentencing or release. Eligible felony convictions seal after 8 years, excluding registrable sex offenses and most Class A felonies. The Office of Court Administration has until November 16, 2027, to finish sealing older, already-eligible convictions, so some qualifying records may not be sealed yet, even though the law is in effect. After that point, the conviction won&#8217;t appear on a background check. New York landlords can\u2019t reference sealed records. Other than that, there\u2019s no statewide lookback period (<a href=\"https:\/\/www.nysenate.gov\/legislation\/laws\/CPL\/160.57\" target=\"_blank\" rel=\"noopener\">N.Y. Crim. Proc. Law \u00a7 160.57<\/a>).<\/p>\n<p><strong>Fair Chance for Housing Act (\u201cban the box\u201d)<\/strong>: Effective January 1, 2025, NYC housing providers must evaluate an applicant\u2019s other qualifications and extend a conditional offer of tenancy before requesting or considering criminal history. After the offer, only a narrow set of reviewable convictions may be considered (<a href=\"https:\/\/www.nyc.gov\/site\/cchr\/law\/chapter-1.page\" target=\"_blank\" rel=\"noopener\">NYC Admin. Code \u00a7 8-107<\/a>)<\/p>\n<p><strong>State-specific Fair Housing additions<\/strong>: The New York Human Rights Law has its own set of protected renter traits, including:<\/p>\n<ul>\n<li>Gender identity or expression,<\/li>\n<li>Military status,<\/li>\n<li>Status as a victim of domestic violence, and<\/li>\n<li>Legal source of income, including Section 8 vouchers, Social Security, and other public assistance (<a href=\"https:\/\/www.nysenate.gov\/legislation\/laws\/EXC\/296\" target=\"_blank\" rel=\"noopener\">N.Y. Exec. Law \u00a7 296 (5)<\/a>)<\/li>\n<\/ul>\n<p><strong>Screening fees<\/strong>: State law caps credit and background check fees at the actual cost or $20, whichever is less. If the applicant provides a background check pulled within the past 30 days, the landlord can\u2019t charge a fee. To collect a fee at all, the landlord must provide the background\/credit check and the receipt or invoice from the company that performed it. Skipping this step results in a violation, even if the amount charged is within the $20 cap (<a href=\"https:\/\/www.nysenate.gov\/legislation\/laws\/RPP\/A7\" target=\"_blank\" rel=\"noopener\">N.Y. Real Prop. Law \u00a7 238-a<\/a>).<\/p>\n<p><strong>State-level notice<\/strong>\/<strong>disclosure requirements<\/strong>: For background checks, New York law doesn\u2019t require any additional notices or disclosures.<\/p>\n<p><strong>Reusable tenant screening reports<\/strong>: Some states allow them, but the legal landscape is always shifting. Stay up to date with your local laws to avoid confusion.<\/p>\n<\/div>\n<div class=\"ttsf-rich-text legal\">\n<h2><strong>Tenant Screening Differences by City in New York<\/strong><\/h2>\n<p>In addition to New York tenant screening rules, some cities have their own laws. Be sure to check your local requirements to stay compliant. Here\u2019s a preview of how laws vary across cities:<\/p>\n<h3><strong>New York City, New York<\/strong><\/h3>\n<p>In terms of tenant screening, New York City\u2019s laws are some of the strictest in the country. Here are a few additional local laws regulating the background check:<\/p>\n<p><strong>New York City ban-the-box<\/strong>: Landlords must make a conditional offer before reviewing an applicant\u2019s criminal history (<a href=\"https:\/\/www.nyc.gov\/assets\/dcas\/downloads\/pdf\/reports\/psb_100_13_8_107.pdf\" target=\"_blank\" rel=\"noopener\">New York City, N.Y., Admin. Code \u00a7 8-107<\/a>).<\/p>\n<p><strong>Criminal lookback caps<\/strong>: When conducting tenant screening, New York City landlords may consider only recent criminal convictions and can\u2019t review arrests, sealed\/expunged records, or juvenile cases (<a href=\"https:\/\/www.nyc.gov\/assets\/dcas\/downloads\/pdf\/reports\/psb_100_13_8_107.pdf\" target=\"_blank\" rel=\"noopener\">New York City, N.Y., Admin. Code \u00a7 8-107<\/a>).<\/p>\n<p><strong>Source of income protection<\/strong>: NYC has banned source-of-income discrimination since 2008 (<a href=\"https:\/\/www.nyc.gov\/assets\/dcas\/downloads\/pdf\/reports\/psb_100_13_8_107.pdf\" target=\"_blank\" rel=\"noopener\">New York City, N.Y., Admin. Code \u00a7 8-107(5)<\/a>), predating and now running alongside the statewide protection adopted in 2019 (<a href=\"https:\/\/www.nysenate.gov\/legislation\/laws\/EXC\/296\" target=\"_blank\" rel=\"noopener\">N.Y. Exec. Law \u00a7 296(5)<\/a>).<\/p>\n<h3><strong>Buffalo, New York<\/strong><\/h3>\n<p>Regarding tenant screening, Buffalo law follows New York\u2019s guidelines. The same goes for background checks in Buffalo.<\/p>\n<h3><strong>Rochester, New York<\/strong><\/h3>\n<p>Similar to Buffalo, Rochester&#8217;s tenant-screening laws follow state guidelines. For rules governing background checks, Rochester also aligns with state law.<\/p>\n<h3><strong>Yonkers, New York<\/strong><\/h3>\n<p>Laws regulating a background check in Yonkers are the same as the state\u2019s. Landlords conducting tenant screening in Yonkers must also follow New York\u2019s legal rulebook.<\/p>\n<h3><strong>Syracuse, New York<\/strong><\/h3>\n<p>For tenant screening, Syracuse law doesn\u2019t have additional guidelines beyond the state\u2019s. For the background check, Syracuse\u2019s legal landscape is also the same as New York\u2019s.<\/p>\n<\/div>\n<div class=\"ttsf-rich-text legal\">\n<h2><strong>Red Flags to Watch Out For<\/strong><\/h2>\n<p>After reviewing a tenant&#8217;s background check, New York landlords should pay special attention to any concerns. These issues aren\u2019t always make-or-break points, but they often indicate larger issues you might want to avoid.<\/p>\n<p><strong>Late payments or collections<\/strong>: Renters with a history of rent debt might repeat the pattern in your unit.<\/p>\n<p><strong>History of evictions<\/strong>: Evictions often reveal underlying problems tied to lease violations, so landlords should review the details before making a decision.<\/p>\n<p><strong>Unverifiable income<\/strong>: If the income doesn\u2019t add up to a clear record, the applicant may struggle to pay rent consistently.<\/p>\n<p><strong>Inconsistent rental history<\/strong>: Always investigate a spotty rental history to understand the reasons for any past challenges.<\/p>\n<p><strong>Criminal charges<\/strong>: Always follow legal guidelines for criminal history, but pay attention to frequent or recurring serious offenses that could put the property or other tenants at risk.<\/p>\n<\/div>\n<div class=\"ttsf-rich-text legal\">\n<h2><strong>How to Legally Run a Tenant Background Check in New York<\/strong><\/h2>\n<p>Follow these steps to stay compliant and organized:<\/p>\n<ul>\n<li>Get the tenant\u2019s permission in writing before running any reports.<\/li>\n<li>Use a verified tenant background check provider, like TurboTenant.<\/li>\n<li>Verify their identity and SSN to ensure all their information matches.<\/li>\n<li>Review reports carefully.<\/li>\n<li>Check for evictions or criminal history (in accordance with your area\u2019s specific laws, if any).<\/li>\n<li>Use consistent criteria across all applicants.<\/li>\n<li>Send an adverse action notice if you reject an applicant based on a background check.<\/li>\n<li>Use <a href=\"https:\/\/www.turbotenant.com\">TurboTenant<\/a> to streamline rental ownership, including the tenant background check, New York legal compliance, rent collection, and daily operations.<\/li>\n<\/ul>\n<\/div>\n<div class=\"ttsf-rich-text default\">\n<h2><strong>New York Tenant Background Check FAQs<\/strong><\/h2>\n<\/div>\n<div class=\"ttsf-faq\">\n<div class=\"faq-item\">\n<h3 class=\"faq-question\" data-target=\"answer-1\">How do you run a tenant background check in New York?<span class=\"caret\"><\/span><\/h3>\n<div class=\"faq-answer\" id=\"answer-1\">\n<div>\n<p>To conduct a tenant background check, New York landlords who use TurboTenant can follow these steps:<\/p>\n<ul>\n<li>Provide your mailing address and phone number within your account settings.<\/li>\n<li>Our software sends applicants a screening request and verifies their identity.<\/li>\n<li>Landlords typically receive the finished report within 24\u201348 hours.<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"faq-item\">\n<h3 class=\"faq-question\" data-target=\"answer-2\">What are the tenant screening laws in New York?<span class=\"caret\"><\/span><\/h3>\n<div class=\"faq-answer\" id=\"answer-2\">\n<div>\n<p>New York tenant screening laws include the Clean Slate Act, which seals certain qualifying criminal records; limits on screening fees; and additional protected traits (<a href=\"https:\/\/www.nysenate.gov\/legislation\/laws\/CPL\/160.57\" target=\"_blank\" rel=\"noopener\">N.Y. Crim. Proc. Law \u00a7 160.57<\/a>, <a href=\"https:\/\/www.nysenate.gov\/legislation\/laws\/RPP\/A7\" target=\"_blank\" rel=\"noopener\">N.Y. Real Prop. Law \u00a7 238-a<\/a>, <a href=\"https:\/\/www.nysenate.gov\/legislation\/laws\/EXC\/296\" target=\"_blank\" rel=\"noopener\">N.Y. Exec. Law \u00a7 296-5<\/a>). Find a detailed overview in our guide!<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"faq-item\">\n<h3 class=\"faq-question\" data-target=\"answer-3\">Are tenant screening rules different in New York City than the rest of New York?<span class=\"caret\"><\/span><\/h3>\n<div class=\"faq-answer\" id=\"answer-3\">\n<div>\n<p>Yes, NYC has specific local laws, including:<\/p>\n<ul>\n<li>A conditional offer requirement before reviewing criminal history,<\/li>\n<li>Criminal history lookback caps, and<\/li>\n<li>Source of income protection (<a href=\"https:\/\/www.nyc.gov\/assets\/dcas\/downloads\/pdf\/reports\/psb_100_13_8_107.pdf\" target=\"_blank\" rel=\"noopener\">New York City, N.Y., Admin. Code \u00a7 8-107<\/a>).<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"faq-item\">\n<h3 class=\"faq-question\" data-target=\"answer-4\">What red flags should I look for on a background check? <span class=\"caret\"><\/span><\/h3>\n<div class=\"faq-answer\" id=\"answer-4\">\n<div>\n<p>Check for late payments, past evictions, unverifiable income, shoddy rental history, and criminal charges.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"faq-item\">\n<h3 class=\"faq-question\" data-target=\"answer-5\">Who pays for a New York tenant background check \u2014 tenant or landlord? <span class=\"caret\"><\/span><\/h3>\n<div class=\"faq-answer\" id=\"answer-5\">\n<div>\n<p>Renters pay the screening fee, but landlords who use TurboTenant can opt to cover the cost. On the Essentials and Pro plans, renters pay $45\/screening report. On the free plan, they pay $55.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><script type=\"application\/ld+json\">\n{\n\t\"@context\": \"https:\/\/schema.org\",\n\t\"@type\": \"FAQPage\",\n\t\"mainEntity\": [{\"@type\":\"Question\",\"name\":\"How do you run a tenant background check in New York?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<\/p>\n<p>To conduct a tenant background check, New York landlords who use TurboTenant can follow these steps:<\/p>\n<p>n<\/p>\n<ul>n<\/p>\n<li>Provide your mailing address and phone number within your account settings.<\/li>\n<p>n<\/p>\n<li>Our software sends applicants a screening request and verifies their identity.<\/li>\n<p>n<\/p>\n<li>Landlords typically receive the finished report within 24u201348 hours.<\/li>\n<p>n<\/ul>\n<p>n\"}},{\"@type\":\"Question\",\"name\":\"What are the tenant screening laws in New York?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<\/p>\n<p>New York tenant screening laws include the Clean Slate Act, which seals certain qualifying criminal records; limits on screening fees; and additional protected traits (<a href=\"https:\/\/www.nysenate.gov\/legislation\/laws\/CPL\/160.57\" target=\"_blank\" rel=\"noopener\">N.Y. Crim. Proc. Law u00a7 160.57<\/a>, <a href=\"https:\/\/www.nysenate.gov\/legislation\/laws\/RPP\/A7\" target=\"_blank\" rel=\"noopener\">N.Y. Real Prop. Law u00a7 238-a<\/a>, <a href=\"https:\/\/www.nysenate.gov\/legislation\/laws\/EXC\/296\" target=\"_blank\" rel=\"noopener\">N.Y. Exec. Law u00a7 296-5<\/a>). Find a detailed overview in our guide!<\/p>\n<p>n\"}},{\"@type\":\"Question\",\"name\":\"Are tenant screening rules different in New York City than the rest of New York?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<\/p>\n<p>Yes, NYC has specific local laws, including:<\/p>\n<p>n<\/p>\n<ul>n<\/p>\n<li>A conditional offer requirement before reviewing criminal history,<\/li>\n<p>n<\/p>\n<li>Criminal history lookback caps, and<\/li>\n<p>n<\/p>\n<li>Source of income protection (<a href=\"https:\/\/www.nyc.gov\/assets\/dcas\/downloads\/pdf\/reports\/psb_100_13_8_107.pdf\" target=\"_blank\" rel=\"noopener\">New York City, N.Y., Admin. Code u00a7 8-107<\/a>).<\/li>\n<p>n<\/ul>\n<p>n\"}},{\"@type\":\"Question\",\"name\":\"What red flags should I look for on a background check? \",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<\/p>\n<p>Check for late payments, past evictions, unverifiable income, shoddy rental history, and criminal charges.<\/p>\n<p>n\"}},{\"@type\":\"Question\",\"name\":\"Who pays for a New York tenant background check u2014 tenant or landlord? \",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<\/p>\n<p>Renters pay the screening fee, but landlords who use TurboTenant can opt to cover the cost. On the Essentials and Pro plans, renters pay $45\/screening report. On the free plan, they pay $55.<\/p>\n<p>n\"}}]}\n<\/script><\/p><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Run a thorough New York tenant background check in less than 5 minutes. <\/p>\n","protected":false},"author":56,"featured_media":77604,"parent":0,"menu_order":0,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[1854],"state-name":[1888],"state-type":[1922],"level":[1837],"class_list":["post-77602","state","type-state","status-publish","format-standard","has-post-thumbnail","hentry","category-rental-screening","state-name-new-york","state-type-tenant-screening","build_mode-default","level-beginner","topic-new-york","topic-rental-application"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.0 (Yoast SEO v26.9) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>New York Tenant Background Check &amp; Screening Explained<\/title>\n<meta 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